What do I need to know about liability auto insurance?
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Here is a transcript of the video:
Every state requires every driver to at least carry state liability limits. For example, Oklahoma requires its residents to carry the minimum limits of 25,000/50,000/25,000. Let's break down what each set of numbers stand for.
The first 25,000 is “bodily injury per person” which covers medical bills paid for one individual under limits of policy.
The second number, 50,000, is “bodily injury per accident” which covers medical bills paid on the whole accident under the liability limits.
The last number, 25,000, is “property damage” which covers property damage in an accident under limits on policy.
To further understand bodily injury liability coverage, bodily injury liability is auto insurance coverage that protects against injuries caused by a driver who is at fault in an accident. It covers physical injuries, pain and suffering, and loss of income.
For property damage liability coverage, it helps pay for damages to another person’s property or loss of use costs for which a driver is found liable for. Property damage liability covers expenses from automobile damage, damaged structure repair, and debris removal.
As you can see it is very important that you carry insurance on your vehicle so that you can be protected from any potential loss.
If you are concerned or unsure if you are carrying the proper amount of coverage on your vehicles then give Cheapest Auto Insurance a call or visit us online at Aautoandhomeinsurance.com today and let us help you get properly insured