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Get Affordable Car Insurance in Fayetteville, Arkansas

As Arkansas' third-largest city, Fayetteville is not only a bustling college town, but it's also one of the best small cities to live in, as well as one of the best places to retire. The city promotes an easy way of life, but there's also plenty of activity around.

All Fayetteville drivers need car insurance. Cheapest Auto Insurance's dedicated agents will draw upon years of experience to help you get a policy that protects you whenever you get behind the wheel. And don't worry, we'll make sure you pay the lowest prices for your coverage.

Why You Need Auto Coverage

You face significant accident risks when you drive in Fayetteville. In 2014, there were over 60,000 vehicle wrecks in Arkansas, and over 2,000 were in Fayetteville (out of 5,000 in Washington County).

Sometimes, you simply cannot prevent car accidents, and the costs of these losses might cause you a lot of financial strain. Still, if you have car insurance, the policy can help you pay a lot of the related costs. With coverage, you won’t let your own checkbook suffer because of an unexpected vehicle problem.

Arkansas Auto Insurance Requirements

The State of Arkansas requires all registered drivers to carry auto liability insurance. It will help you pay for the damage you might cause to others if an accident is your fault.

You must carry at least the following limits:

• $25,000 bodily injury liability insurance per person
• $50,000 bodily injury liability coverage total per accident (more than one injured person)
• $25,000 property damage coverage

Don't forget, most drivers benefit from increasing their policy's liability limits beyond the minimum coverage. We'll help you determine the right amount of coverage for your personal operating risks.

Expanding Coverage

Most auto policies allow you to invest in other coverage besides just liability insurance. By buying more protection, Fayetteville drivers create a better cushion for themselves and their vehicles.

• Collision Insurance pays for damage your car sustains in a wreck.
• Comprehensive Coverage insures you for vehicle damage that is not related to a wreck. Losses from theft, fire, weather and more might have coverage.
• Uninsured/Underinsured Protection covers your own losses if you collide with another at-fault driver who does not have the right liability coverage to repay you.*
• Personal Injury Protection (PIP Coverage) pays the medical bills and recovery expenses of you and your passengers, regardless of who is at-fault for the injuries.

*Anyone who has liability insurance will receive the offer to carry uninsured/underinsured coverage. However, you can reject the coverage, in writing, if you choose.

Insuring Drivers Of All Shapes And Sizes

We're in a unique position to help any driver pinpoint the perfect car insurance, regardless of the insurance risks you might pose. Besides standard policies, we offer non-owners insurance, motorcycle coverage, SR-22 options, high-risk coverage and more.

Car Insurance Cost Frequently Asked Questions

How much is Fayetteville car insurance?

On average, Arkansas drivers pay about $1,600 for their car insurance premiums. Fayetteville drivers pay less, on average, usually around $1,400.

Still, your particular premium will vary based on numerous factors, like your vehicle's value, your driving record and how much coverage you choose to buy. Our agents are happy to help you compare numerous policy options to find the one that offers you the best cost benefits.

What is the best car insurance in Fayetteville, AR?

Our goal is to help you achieve car insurance that ensures you get the right benefits for your money. That's why Cheapest Auto Insurance offers auto policies from more than 30 nationally-recognized auto insurers. The one that is best for you is the one that will protect you at all times while on the road. It will also help you receive the most financial compensation at the most-affordable costs.

Get Started Today

Cheapest Auto Insurance wants to be your neighborhood insurance partner in Fayetteville. You can reach one of our agents via phone at (479) 935-4899 or get an instant online quote now!

E-Sign Accepted Here

We are happy to offer an e-sign option for anyone that can’t make it to an office to sign paperwork. We want to make the process as easy as possible for you.

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Testimonials:

James L.

December 10, 2016

"Thanks for lowering my rates! Couldn't be happier"