There are many auto insurance brokers to choose from in Dallas. But what is an auto insurance broker?
Watch the video to learn more:
Here is a transcript of the video:
There is a large number of auto insurance brokers in Dallas to choose from. Let's define what an auto insurance broker is. An auto insurance broker is a licensed, independent agent that sells car insurance through numerous different auto insurance companies. You have two different segments of these brokers for the most part. So let's take a look at our first segment of auto insurance brokers who are characterized as preferred risk auto insurance brokers. Here are some characteristics of this type of agent.
They work with companies like Safeco, Hartford, Travelers, MetLife, etc. They target customers with good credit and prior insurance history, targeting customers who bundle their home and auto insurance together. Some only offer this package deal and may not work with customers who only give them one line of business. Not all do this though. As you can see, these more preferred auto insurance brokers have a very select customer they focus on serving, someone who has several accidents, poor credit, and no insurance probably won't find affordable car insurance in Dallas at one of these insurance places. A customer with a bad driving record may want to contact a nonstandard auto insurance agency in Dallas. There are hundreds of Dallas insurance brokers that offer coverage through these nonstandard auto insurance companies. So let's look at what these insurance companies can offer.
Low down payment insurance, month to month car insurance, affordable car insurance in Dallas, and the ability to offer insurance no matter how bad your driving record is. In addition, they're able to offer affordable auto insurance regardless of your driver's license status. Auto insurance carriers in Dallas who offer this nonstandard insurance can easily be found by googling cheap auto insurance in Dallas. Here are a few Dallas insurance agencies that offer affordable insurance for bad drivers: A-Max, Baja, Freeway, and Cheapest Auto Insurance.
These insurance companies in Dallas write through a very large amount of auto insurance carriers and have a huge selection of choices to fit your situation and your budget. This is one of the biggest benefits of getting auto insurance quotes from an independent auto insurance broker versus a captive auto insurance agency. A captive auto insurance agency is one who writes with only one company. Many of your large national insurance companies are set up this way. These types of auto insurance carriers have benefits though. Sometimes since you're dealing with only one insurance company and not an agency who represents 30 different car insurance companies, the service, claims, and technology can be a better experience for the customer.
Get A Quote